Trustpilot Cahoot __top__ [ Bonus Inside ]

Would I recommend them? – if you just need a basic online bank or a backup account. If you want slick app features and real-time spending insights, look elsewhere.

Overall: ✔️ Good for no-frills savings/credit ✔️ Reliable for direct debits and transfers ✔️ UK customer support ❌ App feels old compared to Monzo/Starling ❌ Rates aren’t as competitive as they once were trustpilot cahoot

Customer service is UK-based, which I appreciate. Wait times on the phone can be 10–15 minutes sometimes, but the staff are helpful once you get through. I had a fraudulent transaction last year – Cahoot sorted it within 3 days and refunded the money without hassle. Would I recommend them

I’ve been with Cahoot for a couple of years now, mainly for their easy online savings account and credit card. Setting up the account was straightforward – all done online, no branch visits needed. Their interest rates used to be very competitive, though they’ve become less standout recently compared to newer digital banks. I’ve been with Cahoot for a couple of