Before initiating a large RTGS, check your daily transaction limit in Union Bank Vyom (Menu > Settings > Transaction Limits). Increase it temporarily if needed – still free. Have you faced unexpected RTGS charges from Union Bank? Let me know in the comments below.
| Transaction Amount | Bank Charges | + GST (18%) | | |-------------------|--------------|-------------|------------| | ₹2 lakh to ₹5 lakh | ₹25 | ₹4.50 | ₹29.50 | | Above ₹5 lakh | ₹50 | ₹9.00 | ₹59.00 | union bank rtgs charges
If you need to transfer ₹2 lakh or more instantly, RTGS (Real Time Gross Settlement) is your best friend. Unlike NEFT (which settles in batches), RTGS processes transactions one-by-one in real time—meaning the money hits the beneficiary’s account within 30 minutes. Before initiating a large RTGS, check your daily