You have bad credit, want a non-VW car (obviously), or prefer the simplicity of a single bank account with your existing Hausbank.
And please – ignore the 3-Wege offer unless you’ve done the math three times. The number of people who roll into negative equity with that product is staggering. Stick with the standard Ratenkredit or a classic lease. This is an independent blog post, not affiliated with Volkswagen Bank GmbH. Rates and terms change. Always check the current conditions on volkswagenbank.de before signing. vw bank autokredit
Let’s cut through the marketing and look at how VW Bank Autokredit really works, who it’s for, and where the fine print hides. VW Bank is the financial services arm of the Volkswagen Group. Think of it as the engine behind the lease and loan offers you see on VW, Audi, Škoda, SEAT, and Cupra advertisements. You have bad credit, want a non-VW car